People's Postcode Lottery

The People’s Postcode Lottery will be operated as a series of Society Lotteries under the Gambling Act 2005 (each or all of which as the context requires being referred to as the “People’s Postcode Lottery”).

The People’s Postcode Lottery is currently run (as at 1 December 2009) in support of the Participating Charities mentioned below:

CHILDREN 1^ST. Sussex House, 61 Sussex Street, Kinning Park, Glasgow G41 1DY. Registered Charity No. SC 016092;

Maggie’s Cancer Centres. The Gatehouse, Western Infirmary, 10 Dumbarton Road Glasgow, G11 6PA. Registered Charity No. SCO24414;

Scottish Wildlife Trust. Cramond House, Kirk Cramond, Cramond Glebe Road, Edinburgh, EH4 6NS. Registered Charity No. SC005792;

Missing People. 284 Upper Richmond West, London, SW14 7JE. Registered Charity No. 1020419;

People's Postcode Trust. 14 Links Place, Edinburgh EH6 7EZ. Registered Charity No. SC040387;

Children North East. 89 Denhill Park, Newcastle upon Tyne, NE15 6QE. Registered Charity No. 222041;

Northumberland Wildlife Trust. St Nicholas Park, Gosforth Newcastle upon Tyne, Tyne and Wear, NE3 3XT. Registered Charity No. 221819;

Yorkshire Wildlife Trust 1 St George's Place, York, YO24 1GN. Registered Charity No. 210807;

Yorkshire Dales Millennium Trust, Old Post Office, Main Street, Clapham LA2 8DP. Registered Charity No. 1061687; and

Daisy Chain Respite Care and Family Support Centre, Calf Fallow Farm, Norton, Stockton-on-Tees.TS201PF. Registered Charity No. 1109792.

The draw will take place once per week on a Thursday. Winners are announced on a weekly basis.

The schedule of Draws which benefit a specific Participating Charity will be published on the Website from time to time.

Players should note that Participating Charities are independent bodies. While PPL shall seek at all times to represent the activities of Participating Charities fairly and accurately and may provide information from time to time on the Website or elsewhere as to how Participating Charities have allocated funds derived the sales of Tickets, the allocation of funds raised by the People’s Postcode Lottery to specific projects or activities is determined by the relevant Participating Charity in accordance with its priorities and objectives and not PPL.

Draws shall be held to benefit Participating Charities based in parts of Great Britain with a view to reflecting over the course of a year, as fairly as possible, the distribution of Tickets entered into those Draws across the constituent parts of Great Britain (identified by reference to the postcode nominated by the Player).

Every Player with one or more Tickets in the winning postcode and winning postcode sector will win a prize. Winners with more than one Ticket win more than one prize if their postcode is drawn. As set out in Rule 3.3, certain classes of person connected with PPL may only claim a prize up to a limit of £5,000.

Only current active Subscribers and Single Play Customers shall be eligible to receive a prize in any Draw.

In accordance with the Gambling Act 2005, no individual ticket shall be entitled to a prize in excess of 10% of the proceeds of the People’s Postcode Lottery (i.e. 10% of the proceeds collected in the month during which the Draw takes place).

A weekly “Postcode Street Prize” of £30,000 and a “Postcode Sector Prize” of £5,000 will be awarded each week other than for a week where a “Special Rollover” Draw is being made (see rule 2.6). The Street Prize shall be shared among all tickets in the winning postcode. The Sector prize shall be shared among all tickets in the winning postcode sector (e.g. if the winning postcode is KY10 2BX all KY10 2** postcodes in the Draw shall receive a share). An equal share per ticket will be paid out. Subject to Rule 2.4, PPL may offer additional cash or non-cash prizes from time to time and details of these will be publicised on the Website and elsewhere.

Three times per year, a “Special Rollover Draw” shall be made for a special roll over prize. This will be identified by Postcode Lottery as a “Postcode Belter”, “Big Postcode Rollover” or other title to distinguish it from the regular draws. The increased prize for the Special Rollover Draw is built up from the balance of the unallocated prize funds among the current active Players at the relevant time. Prizes for the Special Rollover Draw shall be awarded as follows:

Having regard to Rule 2.4, as much as possible of thefirst 60% the prize fund shall be shared out among all Tickets in the winning postcode. All Tickets in the postcode sector shall share the remainder of the prize fund, i.e.at least 40%. The share per Ticket of the prize fund shall be weighted by reference to the number of Bonus Points a Ticket has accrued depending on the weeks that the Ticket plays as set out in Rule 2.9.

If, by reason of Rule 2.4, it is not possible to allocate all the unallocated prize funds among the Tickets in the winning postcode then the balance of any prize funds shall be allocated among all Tickets in the winning postcode sector on the same basis as is set out in Rule 2.7. If there remain any unallocated prize funds at that point they will be divided equally among all Tickets in the winning postal district. Again shares of prizes shall be weighted by reference to the number of Bonus Points a Ticket has accrued as set out in Rule 2.9.

One Bonus Point is allocated to each Ticket for each Draw in which that ticket has participated since the previous Special Rollover Draw. So, for example, a Ticket with 8 accrued Bonus Points will receive twice as large a share of the prize as a Ticket with 4 Bonus Points. If a Subscription is cancelled and then re-activated in any period between two Special Rollover Draws then any Bonus Points acquired prior to cancellation shall still be counted. When a Player moves to a new postcode and acquires a new Ticket number, the Bonus points will be transferred to the new Ticket. Bonus Points are available to Subscribers only. Single Play Customers holding a Ticket for a Special Rollover Draw shall be treated as having one Bonus Point only.

The People’s Postcode Lottery will be played throughout Great Britain comprising all postcodes in Great Britain for which Tickets have been bought. All valid postcodes belonging to Great Britain may participate in a specific Draw. For legal reasons residents in Northern Ireland are not eligible to enter the People’sPostcode Lottery.

The following persons may enter the People’s Postcode Lottery:

any natural person over the age of 16 years; and

any corporate body incorporated and with a registered office address in Great Britain, as either Single Play Customers or Subscribers although Subscribers will also require a bank account which supports direct debit payments or access to credit or debit card facilities which can be used to make payments on a recurrent basis.

The following persons shall only be permitted to enter the People’s Postcode Lottery on the condition that any individual prize with a value of more than £5000 shall (at their option) either be donated to PPL for inclusion in the prize fund for subsequent Draws or donated to one of the Participating Charities then benefiting from the People’s Postcode Lottery:

The directors and employees who constitute PPL’s management team;

The trustees of the societies participating in the People’s Postcode Lottery from time to time; and

The directors and senior employees of certain key contractors and suppliers who are involved in the supply of goods and services to PPL (where notified by PPL in writing from time to time).

Each Player agrees to be bound by the Rules, any applicable provisions of the Act and any relevant regulations made there under from time to time. PPL shall not be liable for any loss or damage (including loss of the opportunity to enter the People’s Postcode Lottery and/or the right to receive a prize) suffered by a Player if such Player has not complied with the Rules. The Rules may be amended by PPL from time to time. Any amended Rules will be published on the Website 28 days in advance of taking effect.

All Tickets will cost £2 each. Tickets purchased by Single Play Customers shall be entered in the next occurring Draw following purchase. Tickets purchased by Subscribers shall be entered into the first weekly Draw occurring following the monthly collection of payments. Subscribers’ collected payments will be placed into an intermediate holding account and used to purchase Tickets in 4 or 5 Draws over the subsequent month. Tickets purchased will specify a unique Ticket Number.

Subject to Rule 4.3, the Ticket Number shall comprise:

The Player’s nominated postcode; and

A random three digit unique number generated by PPL.

A maximum of 499 different combinations of the three digit number referred to in Rule 4.2 is available for each postcode. If all of the available combinations for a Player’s nominated postcode have already been allocated to other persons at the time of the Application or Ticket purchase, PPL will specify an alternative postcode randomly selected by PPL in the confirmation. This procedure shall also apply in cases of Applications which do not have a registered postal address.

Players may either enter the People’s Postcode Lottery by registering with PPL for a Subscription or by purchasing Tickets from selected retail outlets. The rules for each route of entry are set out below:

Subscribers

Prospective Players can apply for registration by completing an Application. This can be done via the Website, over the telephone, by using the coupons published in certain newspapers, magazines or communicated via direct mailings or by other methods which may be made available by PPL from time to time. In each event, the Application constitutes the applicant’s authorisation of PPL to collect payment for 4 (four) or 5 (five) Draws in advance, but never more than the playing rounds in the following month, from the applicant’s designated bank account or debit or credit card account as applicable until this authorisation is revoked. The collected payment will be placed into an intermediate holding account, and payments for chances in individual Draws will be taken from the nominated account on a weekly basis. The Application will require prospective Players to provide at least the following information:

(a)   the number of Tickets to be purchased for each Draw;

(b)   the Subscriber’s name, full address, postcode, telephone number, date of birth and (where applicable) email address. The full address specified must be the Subscriber’s main residence (or, for corporate bodies, the registered office) and must include a valid postcode.

(c)   the Subscriber’s bank or building society details together with an instruction to such bank or building society to pay the Subscription by Direct Debit. Alternatively if Subscribers who wish to choose the option to pay by credit or debit card via the website must provide credit or debit card details.

The Direct Debit Guarantee applies to all Direct Debit arrangements set up by. Subscribers. Any Subscriber can cancel a Direct Debit at any time by writing to that Subscriber’s bank or building society. Subscribers are requested to send a copy of any such cancellation letter to PPL.

PPL shall be entitled to take steps necessary to verify the above information and to process the Application, including conducting checks with the bank or building society specified in the Application to ensure that the direct debit instruction has been duly authorised. PPL may (in its absolute discretion) refuse to accept an Application for any reason.

Following acceptance of an Application, PPL will issue the Subscriber an “Advance Notice Letter” confirming the set up of a Subscription by email or post. The confirmation will specify the name of the Participating Charities. It will also specify the Ticket Number for each Ticket purchased.

IMPORTANT: Although the Advance Notice Letter will contain a Subscriber’s Ticket Number, this Ticket Number will be confirmed definitively on the Subscriber’s bank statement each month as part of the bank or building society’s confirmation of the direct debit to PPL. The Advance Notice Letter in combination with the Subscriber’s bank statement form proof of the Subscriber’s participation in Draws. It is important that Subscribers check Ticket Numbers on bank statements, as this is the only form of proof which PPL can accept of a Ticket Number and that the Subscriber has paid for a Ticket in a particular Draw in the event of any query or dispute.

Subscribers who discover an error in the information included in an Application or the confirmation, or any discrepancy between the Ticket Number shown on the confirmation and that which appears on the Subscriber’s bank statement can correct this by notifying PPL by email or in writing to the address set out in the Contact Address section below. PPL will make the required correction as soon as reasonably possible but shall not be liable for any loss or damage (including loss of the opportunity to enter the People’s Postcode Lottery and/or the right to receive a prize) suffered by a Subscriber until such correction has been made. Any correction notified to PPL will only become effective once PPL has made the correction. Where the error relates to the Ticket Number(s) allocated to a Subscriber, the corrected Ticket Number(s) shall only be valid in respect of the Draws in which the corrected Ticket Number(s) are included.

Single Play Customers

Single Play Customers can purchase Tickets through selected retail outlets. Details of participating retailers will be published by PPL on its website from time to time.

Payments for Tickets be made:

by Single Play Customers at the time of purchase in cash or any other payment method accepted by the retailer

by Subscribers in advance by direct debit. Alternatively Subscribers may opt for payment by debit or credit card when signing up via the Website.

For Subscribers, the Advance Notice Letter will contain a Calendar of direct debit collection dates and Draw dates. It is the Subscriber’s responsibility to ensure that there are sufficient funds in the nominated bank account (or available on any debit or credit card) on the relevant date. If this is not the case the bank may impose a penalty charge for the collection. The first direct debit will occur approximately 14 days prior to the date of the first Draw, in which the Subscriber’s Ticket(s) participate. By taking out a Subscription, a Subscriber authorises PPL to collect payment in advance instalments of either 4 (four) or 5 (five) Draws (i.e. the number of playing rounds in the following month), from the designated bank account or debit or credit card account as applicable until this authority is revoked. PPL shall have no liability for any loss or damage of subscription coupons or other written entries (including loss of mail), which may have prevented a Subscriber of the opportunity to enter the People’s Postcode Lottery.

No Ticket Number(s) will be entered into a Draw unless PPL has received all amounts payable for the Ticket(s) relating to such Ticket Number(s) at least 24 hours prior to the date of the relevant Draw.

If there is a dispute regarding whether Ticket(s) have been paid for, or when such payments were made, such dispute shall be resolved:

in the case of Subscribers by reference to the payment details included in an official statement from the bank or building society or debit/ credit card operator from which direct debit payments are taken; and

in the case of Single Play Customers, by reference to the records of the participating retailer and details of the relevant Ticket.

This Rule applies to Subscribers only.

Subscriptions may be cancelled at any time giving PPL 28 days’ notice in writing to the relevant address set out below (or via any other methods specified by PPL from time to time). When PPL has received this notice:

It will cancel future direct debit payments from the Subscriber’s bank or building society account; and

If any amounts are debited from the Subscriber’s bank or building society account prior to such cancellation taking effect, but which have not been used to pay for Tickets in future Draws of the same month, they will be refunded, save that no refund is possible in the case of payments already made by credit or debit card and in such a case the Subscriber’s Ticket will be entered into the relevant Draws.

Any change to the details provided in an Application should be notified to PPL by email or in writing to the relevant address set out below. Any Subscriber who wishes to change the bank or building society specified in an Application must complete a new direct debit instruction. Further information about how to do this is available from PPL upon request.

If the postal address specified in an Application changes, a Subscriber may request (by email or in writing to the relevant address set out below) replacement Ticket Number(s) from PPL incorporating a new nominated postcode. If all the available three digit unique number combinations for the new nominated postcode (see Rule 4.3) have already been allocated to other persons, yourthe Subscriber’s existing Ticket Number(s) will continue to apply. Bonus Points earned under a Ticket registered at one address may be carried forward to a subsequent address.

Prior to the date of each Draw, PPL shall inform Players by publishing on the Website :

The date on which the results of the Draw will be announced;

Details of the prizes available in the Draw; and

The name of the Participating Charities which will benefit from the Draw, and shall issue Subscribers with this information directly by issuing a Draw calendar.

In each Draw, the winning Ticket Number(s) will be selected at random by a computer program, which is annually certified by NMI Certin and has been approved by the Gambling Commission.

Each Draw shall be conducted by the Designated Officer in the presence of an independent solicitor. The Designated Officer and the independent witnessing solicitor shall record the winning Ticket Number(s) in writing.

The Designated Officer is entitled to declare the drawing ceremony null and void if he observes or suspects any irregularity or failure in the procedure and to order a new drawing ceremony.

Only those Ticket Numbers for which payment has been received are eligible to take part in the relevant Draw. In the event of an error in announcement of winning Ticket Numbers the Designated Officer shall be responsible for confirming the correct Ticket Numbers.

The Designated Officer determines the sequence of the prizes being drawn

The results of each valid Draw, being the winning Postcode(s), will be published on the Website on a weekly basis and may also be publicised in any other manner determined by PPL from time to time. The following information will be published in relation to each valid Draw:

The winning Postcode(s);

The amounts or identity of each prize awarded to the winning Players. All winners of cash and other prizes will be notified accordingly by PPL by post and email when available.

The results of any Draw published on the Website or in any other source shall be for information purposes only and prizes shall only be awarded to the winning Ticket Number(s) recorded by the Designated Officer and the independent witness under Rule 7.3.

PPL reserves the right to withhold payment of any prize until it is entirely satisfied that:

The person claiming such prize is validly registered in PPL’s records against the winning Ticket Number(s) and has fully complied with the Rules;

All amounts due for the Tickets associated with the winning Ticket Number(s) have been paid.
Without prejudice to the above, PPL reserves the right to withhold payment of any prizes if it reasonably suspects the occurrence of fraud in relation to any Draw(s).

PPL may require proof of age to be produced before paying out any prize

PPL may at its absolute discretion pay out a prize to a person whom it is satisfied is the duly authorised representative of a person under a legal or other disability.

Prize monies shall be paid out as follows:

In the case of Subscribers, the relevant sum will be paid into the bank or building society account specified on the Subscriber’s Application (or any new bank or building society account notified in accordance with Rule 6 provided that such notification was received by PPL in sufficient time). Subscribers who pay by credit or debit card may have prizes paid out to that card. Any Subscriber who does not receive a cash prize within 28 working days after the relevant Draw should contact PPL by email or writing to the relevant address set out below as soon as possible.

In the case of Single Play Customers, prizes of up to £50 can be redeemed at any participating retailer from whom Tickets can be purchased. Prizes in excess of that amount must be claimed by providing the ticket and bank account details to www.winningpostcode.com or to PPL’s customer care team at 0808 1098008. Original Tickets must be retained for proof of purchase and collection of winnings.

Any cash prizes, which PPL has been unable to pay because it does not have the correct bank or building society details and which have not been claimed within 6 months after the date of the relevant Draw, shall be void and shall instead be donated by PPL to the society or societies associated with the relevant Draw. PPL shall have no liability for any loss or damage suffered by you in relation to a failure to claim a prize in accordance with this Rule 7.13.

Either prior to the relevant Draw or afterwards, PPL may elect (in its absolute discretion) subject to complying with these Rules to:

Allocate more than one prize to a winning Ticket Number;

Allocate an enhanced prize to a winning Ticket Number (based on the length of the relevant Subscription or any other basis lawfully determined by PPL from time to time); and/ or

Offer a Player with a winning Ticket Number the chance to participate in a skill game. Such chance may include the participation in a TV quiz or TV game show.

Winners of non-cash prizes are not entitled to a cash equivalent.

The People’s Postcode Lottery shall announce the winning postcodes and the prizes which have been won each month as it sees fit by publication via selected media, press and on its website.

Players agree that by making an Application, PPL may process their personal data for the purposes and in the manner described in the privacy policy posted on the Website from time to time.

Any complaints relating to the People’s Postcode Lottery should be sent by email or letter to the relevant address below giving full details of the complaint and supporting documentation if applicable. Any complaint relating to a particular Draw should be made within 3 (three) months after the date of such Draw. Complaints or prize claims will not be accepted by PPL after this time, unless such a claim relates to a prize which PPL has been unable to pay in the circumstances set out in Rule 7.9.

All complaints and disputes will be referred to PPL’s disputes committee (including disputes relating to the validity of any Subscription or Ticket and the awarding of any prize), which shall investigate the complaint and/ or dispute reasonably and in good faith prior to making any decision.

If the dispute is not resolved to your satisfaction, Tods Murray LLP are willing to act as an independent mediator to seek to resolve any dispute as an alternative to litigation.

The Rules and all matters arising from or connected with them are governed by English law. Subject to Rule 10, the courts of Scotland and England shall each have non-exclusive jurisdiction to settle any dispute arising from or connected with the Rules or the People’s Postcode Lottery.

The following words shall, when used in the Rules, have the following meanings:
"Act" The Gambling Act 2005, as amended from time to time;
"Advance Notice Letter" as defined in Rule 4.5.4;
"Application" An application to register with PPL for a Subscription to the People’s Postcode Lottery
"Bonus Point" Points credited to a Player by Postcode Lottery for the purposes of determining a share of a prize awarded in a Special Rollover Draw as set out in Rule 2.9 – these may be branded “Belter Points”, “Jumbo Points” or otherwise by PPL from time to time;
"Draw" The process by which winning Ticket Number(s) are selected by PPL, as described further in Rule 7;
"Designated Officer" The PPL employee designated from time to time to conduct Draws;
"Gambling Commission" The Gambling Commission as established under the Act;
"Participating Charities" means those societies and charities on whose behalf lotteries forming part of the People’s Postcode Lottery are promoted as listed on the Website from time to time and being initially as set out in Rule 1.3;
"Player" means each Subscriber or a Single Play Customer who holds a Ticketor Tickets;
"PPL" Postcode Lottery
"Rules" The rules of the People’s Postcode Lottery set out below, as amended by PPL from time to time;
"Single Play Customer" means a purchaser of Tickets through a participating retail outlet;
"Special Rollover Draw" as defined in Rule 2.6;
"Subscriber" A person whose Application has been accepted by PPL;
"Subscription" An entitlement to enter one or more Draws in the People’s Postcode Lottery, which shall continue on a rolling basis until terminated by you or PPL;
"Ticket" The entitlement for your Ticket Number to be entered into Draws in a lottery during the period of your Subscription in accordance with the Rules;
"Ticket Number" The number which uniquely identifies your Ticket, as confirmed on your bank statement, and which is entered into each relevant Draw, as described further in Rule 4.2; and
"Website" The website accessible at www.postcodelottery.com or www.postcodelottery.co.uk.